{"id":1138,"date":"2026-02-23T18:46:21","date_gmt":"2026-02-23T18:46:21","guid":{"rendered":"https:\/\/girardiadv.com.br\/inicio\/?p=1138"},"modified":"2026-02-23T18:52:05","modified_gmt":"2026-02-23T18:52:05","slug":"fraude-consignado-aposentadoria-beneficio-inss","status":"publish","type":"post","link":"https:\/\/girardiadv.com.br\/inicio\/direito-previdenciario\/fraude-consignado-aposentadoria-beneficio-inss\/","title":{"rendered":"Empr\u00e9stimo Consignado Fraudulento no INSS? Saiba Como Parar os Descontos e Receber Seu Dinheiro de Volta"},"content":{"rendered":"\n<p><\/p>\n\n\n<p><!--\nP\u00c1GINA: Fraude em Empr\u00e9stimo Consignado (Aposentadoria\/Benef\u00edcio)\nTEMA: ENFOLD (Avia Framework) \u2013 compat\u00edvel com v4.5.5\nComo usar:\n1) WordPress > P\u00e1ginas > Adicionar nova\n2) Editor: modo \"Texto\" (ou bloco \"HTML Personalizado\")\n3) Cole este conte\u00fado.\nObs.: Este layout usa Shortcodes nativos do Enfold (avia_*). Evita depend\u00eancias externas.\n--><\/p>\n<div id='fraude-consignado-topo' class='avia-section main_color avia-section-80px 0 avia-no-shadow avia-bg-style-scroll  avia-builder-el-0  el_before_av_section  avia-builder-el-first   container_wrap sidebar_right' style='background-color: #f7f7f7;  '  ><div class='container' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-1138'><div class='entry-content-wrapper clearfix'>\n<div class=\"flex_column av_one_full  flex_column_div first  avia-builder-el-1  avia-builder-el-no-sibling  \" ><p><div style='padding-bottom:10px; font-size:40px;' class='av-special-heading av-special-heading-h1 theme-color blockquote modern-quote modern-centered  avia-builder-el-2  el_before_av_hr  avia-builder-el-first  av-inherit-size '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >FRAUDE EM EMPR\u00c9STIMO CONSIGNADO EM APOSENTADORIA OU BENEF\u00cdCIO<\/h1><div class ='av-subheading av-subheading_below  ' style='font-size:15px;'><p>Proteja seu benef\u00edcio e recupere valores descontados indevidamente, com estrat\u00e9gia jur\u00eddica e prova bem montada.<\/p>\n<\/div><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div><br \/>\n<div style='height:30px' class='hr hr-invisible   avia-builder-el-3  el_after_av_heading  el_before_av_button '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<div class='avia-button-wrap avia-button-center  avia-builder-el-4  el_after_av_hr  el_before_av_hr '><a href='https:\/\/wa.me\/557331980992?text=Ol\u00e1!%20Preciso%20de%20ajuda%20com%20fraude%20em%20empr\u00e9stimo%20consignado%20no%20meu%20benef\u00edcio.'  class='avia-button   avia-icon_select-yes-left-icon avia-color-theme-color avia-size-large avia-position-center '   ><span class='avia_button_icon avia_button_icon_left ' aria-hidden='true' data-av_icon='\ue802' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >Falar no WhatsApp agora<\/span><\/a><\/div><br \/>\n<div style='height:25px' class='hr hr-invisible   avia-builder-el-5  el_after_av_button  el_before_av_promobox '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n\t<div  class='av_promobox  avia-button-yes  avia-builder-el-6  el_after_av_hr  avia-builder-el-last '>\t\t<div class='avia-promocontent'><\/div><div class='avia-button-wrap avia-button-right '><a href='https:\/\/wa.me\/557331980992?text=Ol\u00e1!%20Quero%20analisar%20meu%20caso%20de%20desconto%20indevido%20no%20benef\u00edcio.'  class='avia-button   avia-icon_select-yes-left-icon avia-color-theme-color avia-size-medium avia-position-right '   ><span class='avia_button_icon avia_button_icon_left ' aria-hidden='true' data-av_icon='\ue802' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >Quero analisar meu caso<\/span><\/a><\/div>\t<\/div><\/p><\/div>\n\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><div id='como-acontece' class='avia-section main_color avia-section-70px 0 avia-no-shadow avia-bg-style-scroll  avia-builder-el-7  el_after_av_section  el_before_av_one_full   container_wrap sidebar_right' style='background-color: #ffffff;  '  ><div class='container' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-1138'><div class='entry-content-wrapper clearfix'>\n<div class=\"flex_column av_one_full  flex_column_div first  avia-builder-el-8  el_after_av_section  el_before_av_section  avia-builder-el-no-sibling  \" ><p>Como essas fraudes costumam acontecer?<\/p>\n<p>Contrata\u00e7\u00e3o sem consentimento: Fraudadores inserem contratos sem assinatura v\u00e1lida, sem autentica\u00e7\u00e3o adequada ou usando dados vazados.<\/p>\n<p>Biometria\/assinatura digital question\u00e1vel: &#8220;Aceites\u201d digitais sem rastreabilidade, sem prova de IP, geolocaliza\u00e7\u00e3o, selfie\/biometria id\u00f4nea ou com falhas de valida\u00e7\u00e3o.<\/p>\n<p>Portabilidade ou refinanciamento n\u00e3o solicitado: Migram o empr\u00e9stimo para outra institui\u00e7\u00e3o ou aumentam parcelas\/tempo sem autoriza\u00e7\u00e3o clara.<\/p>\n<p>Dep\u00f3sito \u201cisca\u201d e descontos autom\u00e1ticos: \u00c0s vezes h\u00e1 dep\u00f3sito indevido na conta e, logo ap\u00f3s, come\u00e7am os descontos no benef\u00edcio. Isso N\u00c3O valida contrato fraudulento.<\/p>\n<p><\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='absurdo-juridico' class='avia-section main_color avia-section-70px 0 avia-no-shadow avia-bg-style-scroll  avia-builder-el-9  el_after_av_one_full  el_before_av_section   container_wrap sidebar_right' style='background-color: #f7f7f7;  '  ><div class='container' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-1138'><div class='entry-content-wrapper clearfix'><br \/>\n<div class=\"flex_column av_one_full  flex_column_div first  avia-builder-el-10  avia-builder-el-no-sibling  \" ><\/div><br \/>\n<div style='padding-bottom:10px; font-size:32px;' class='av-special-heading av-special-heading-h2 theme-color blockquote modern-quote modern-centered  avia-builder-el-11  el_before_av_textblock  avia-builder-el-first  av-inherit-size '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Por que essa situa\u00e7\u00e3o \u00e9 um absurdo jur\u00eddico<\/h2><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>\nDescontar valores diretamente de aposentadoria ou benef\u00edcio, sem comprova\u00e7\u00e3o robusta de contrata\u00e7\u00e3o v\u00e1lida, afeta o m\u00ednimo existencial e viola a confian\u00e7a do consumidor\/benefici\u00e1rio.<br \/>\nEm geral, a institui\u00e7\u00e3o financeira deve demonstrar de forma clara e inequ\u00edvoca a exist\u00eancia do contrato, a autoriza\u00e7\u00e3o e a regularidade da opera\u00e7\u00e3o.\n<\/p>\n<ul>\n<li><strong>Risco social alto:<\/strong> descontos reduzem verba alimentar.<\/li>\n<li><strong>Responsabilidade do fornecedor:<\/strong> falhas de seguran\u00e7a e valida\u00e7\u00e3o n\u00e3o podem ser repassadas ao consumidor.<\/li>\n<li><strong>Prova da contrata\u00e7\u00e3o:<\/strong> n\u00e3o basta \u201cprint\u201d ou proposta gen\u00e9rica \u2014 \u00e9 preciso lastro t\u00e9cnico consistente.<\/li>\n<\/ul>\n<\/div><\/section><\/p><\/div>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='after_section_3' class='main_color av_default_container_wrap container_wrap sidebar_right' style=' '  ><div class='container' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-1138'><div class='entry-content-wrapper clearfix'>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='provas' class='avia-section main_color avia-section-70px 0 avia-no-shadow avia-bg-style-scroll  avia-builder-el-13  el_after_av_section  el_before_av_section   container_wrap sidebar_right' style='background-color: #ffffff;  '  ><div class='container' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-1138'><div class='entry-content-wrapper clearfix'>\n<div class=\"flex_column av_one_full  flex_column_div first  avia-builder-el-14  el_before_av_one_half  avia-builder-el-first  \" ><div style='padding-bottom:10px; font-size:32px;' class='av-special-heading av-special-heading-h2 theme-color avia-animated-number  avia-builder-el-15  avia-builder-el-no-sibling  av-inherit-size '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Provas necess\u00e1rias para a a\u00e7\u00e3o judicial<\/h2><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div><\/div>\n<div class=\"flex_column av_one_half  flex_column_div first  avia-builder-el-16  el_after_av_one_full  el_before_av_one_half  column-top-margin\" ><section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock  '   itemprop=\"text\" ><h3>Documentos do benef\u00edcio<\/h3>\n<ul>\n<li><strong>Extrato de pagamento do benef\u00edcio<\/strong> (compet\u00eancias com os descontos)<\/li>\n<li><strong>Hist\u00f3rico\/Extrato de empr\u00e9stimos consignados<\/strong> (quando dispon\u00edvel)<\/li>\n<li><strong>Comprovante de resid\u00eancia<\/strong> e <strong>documentos pessoais<\/strong><\/li>\n<\/ul>\n<h3>Provas banc\u00e1rias<\/h3>\n<ul>\n<li><strong>Extratos da conta<\/strong> (entradas\/dep\u00f3sitos suspeitos e sa\u00eddas)<\/li>\n<li><strong>Comprovantes<\/strong> de eventual dep\u00f3sito \u201cisca\u201d<\/li>\n<\/ul>\n<\/div><\/section><\/div>\n<div class=\"flex_column av_one_half  flex_column_div   avia-builder-el-18  el_after_av_one_half  avia-builder-el-last  column-top-margin\" ><section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock  '   itemprop=\"text\" ><h3>Provas de contesta\u00e7\u00e3o<\/h3>\n<ul>\n<li><strong>Protocolos de atendimento<\/strong> (SAC\/Ag\u00eancia\/telefone)<\/li>\n<li><strong>Registros de reclama\u00e7\u00e3o interna<\/strong> junto ao banco<\/li>\n<li><strong>Boletim de Ocorr\u00eancia<\/strong> (ajuda a documentar o fato)<\/li>\n<li><strong>Prints e mensagens<\/strong> quando houver abordagem\/\u201coferta\u201d<\/li>\n<\/ul>\n<p><em>Dica pr\u00e1tica:<\/em> quanto mais cedo documentar a contesta\u00e7\u00e3o do desconto, melhor para pedidos urgentes de suspens\u00e3o e tutela.<\/p>\n<\/div><\/section><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='jurisprudencia' class='avia-section main_color avia-section-70px 0 avia-no-shadow avia-bg-style-scroll  avia-builder-el-20  el_after_av_section  el_before_av_section   container_wrap sidebar_right' style='background-color: #f7f7f7;  '  ><div class='container' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-1138'><div class='entry-content-wrapper clearfix'>\n<div class=\"flex_column av_one_full  flex_column_div first  avia-builder-el-21  avia-builder-el-no-sibling  \" ><p><div style='padding-bottom:10px; font-size:32px;' class='av-special-heading av-special-heading-h2 theme-color blockquote modern-quote modern-centered  avia-builder-el-22  el_before_av_textblock  avia-builder-el-first  av-inherit-size '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Jurisprud\u00eancia e teses vencedoras (como normalmente se decide)<\/h2><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>\nEm casos de <strong>empr\u00e9stimo consignado n\u00e3o reconhecido<\/strong>, \u00e9 comum que decis\u00f5es reconhe\u00e7am:\n<\/p>\n<ul>\n<li><strong>Nulidade\/inexist\u00eancia do contrato<\/strong> quando o banco n\u00e3o comprova contrata\u00e7\u00e3o v\u00e1lida e segura;<\/li>\n<li><strong>Restitui\u00e7\u00e3o de valores<\/strong> descontados indevidamente (muitas vezes com discuss\u00e3o sobre devolu\u00e7\u00e3o simples ou em dobro);<\/li>\n<li><strong>Danos morais<\/strong> quando os descontos atingem verba alimentar e geram transtornos relevantes, especialmente em idosos\/hipervulner\u00e1veis.<\/li>\n<\/ul>\n<p>\n<strong>Aten\u00e7\u00e3o:<\/strong> cada caso depende do conjunto probat\u00f3rio. O ponto-chave \u00e9 obrigar a institui\u00e7\u00e3o a apresentar prova t\u00e9cnica de contrata\u00e7\u00e3o<br \/>\n(assinatura, biometria, grava\u00e7\u00e3o, IP, trilha de auditoria, geolocaliza\u00e7\u00e3o, etc.) \u2014 e demonstrar inconsist\u00eancias quando isso n\u00e3o existe ou \u00e9 fr\u00e1gil.\n<\/p>\n<p><div style='height:15px' class='hr hr-invisible   avia-builder-el-24  avia-builder-el-no-sibling '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n[av_message_box color=&#8217;theme-color&#8217; title=&#8217;O que normalmente pedimos na a\u00e7\u00e3o (em linguagem simples)&#8217;]<\/p>\n<ul style=\"margin:0\">\n<li>Reconhecimento da <strong>inexist\u00eancia\/nulidade<\/strong> do contrato;<\/li>\n<li><strong>Suspens\u00e3o imediata<\/strong> dos descontos (tutela de urg\u00eancia);<\/li>\n<li><strong>Devolu\u00e7\u00e3o<\/strong> do que foi descontado (com pedido de <strong>repeti\u00e7\u00e3o em dobro<\/strong> quando cab\u00edvel);<\/li>\n<li><strong>Indeniza\u00e7\u00e3o por danos morais<\/strong> conforme gravidade e impacto.<\/li>\n<\/ul>\n<p>[\/av_message_box]<\/p>\n<\/div><\/section><\/p><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='passo-a-passo' class='avia-section main_color avia-section-70px 0 avia-no-shadow avia-bg-style-scroll  avia-builder-el-25  el_after_av_section  el_before_av_section   container_wrap sidebar_right' style='background-color: #ffffff;  '  ><div class='container' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-1138'><div class='entry-content-wrapper clearfix'>\n<div class=\"flex_column av_one_full  flex_column_div first  avia-builder-el-26  el_before_av_one_half  avia-builder-el-first  \" ><div style='padding-bottom:10px; font-size:32px;' class='av-special-heading av-special-heading-h2 theme-color avia-animated-number  avia-builder-el-27  avia-builder-el-no-sibling  av-inherit-size '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Passo a passo da a\u00e7\u00e3o (resumo objetivo)<\/h2><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div><\/div>\n<div class=\"flex_column av_one_half  flex_column_div first  avia-builder-el-28  el_after_av_one_full  el_before_av_one_half  column-top-margin\" ><p>[av_iconbox icon=&#8217;ue8f7&#8242; font=&#8217;entypo-fontello&#8217; title=&#8217;1) Diagn\u00f3stico do desconto&#8217; link=&#8221; linktarget=&#8221; color=&#8217;theme-color&#8217; custom_title=&#8221; custom_content=&#8221;]Conferimos extratos do benef\u00edcio, valores, datas, institui\u00e7\u00e3o respons\u00e1vel e origem do consignado.[\/av_iconbox]<\/p>\n<p>[av_iconbox icon=&#8217;ue875&#8242; font=&#8217;entypo-fontello&#8217; title=&#8217;2) Reuni\u00e3o de provas&#8217; link=&#8221; linktarget=&#8221; color=&#8217;theme-color&#8217; custom_title=&#8221; custom_content=&#8221;]Organizamos extratos, protocolos, B.O. (se houver), e todo documento que evidencie aus\u00eancia de contrata\u00e7\u00e3o.[\/av_iconbox]<\/p>\n<p>[av_iconbox icon=&#8217;ue88e&#8217; font=&#8217;entypo-fontello&#8217; title=&#8217;3) Notifica\u00e7\u00e3o\/contesta\u00e7\u00e3o&#8217; link=&#8221; linktarget=&#8221; color=&#8217;theme-color&#8217; custom_title=&#8221; custom_content=&#8221;]Formalizamos contesta\u00e7\u00e3o e solicitamos c\u00f3pia integral do suposto contrato e trilha de contrata\u00e7\u00e3o.[\/av_iconbox]<\/p><\/div>\n<div class=\"flex_column av_one_half  flex_column_div   avia-builder-el-29  el_after_av_one_half  avia-builder-el-last  column-top-margin\" ><p>[av_iconbox icon=&#8217;ue80c&#8217; font=&#8217;entypo-fontello&#8217; title=&#8217;4) A\u00e7\u00e3o judicial com tutela de urg\u00eancia&#8217; link=&#8221; linktarget=&#8221; color=&#8217;theme-color&#8217; custom_title=&#8221; custom_content=&#8221;]Pedido para <strong>suspender descontos<\/strong> rapidamente, evitando dano continuado ao benef\u00edcio.[\/av_iconbox]<\/p>\n<p>[av_iconbox icon=&#8217;ue8a5&#8242; font=&#8217;entypo-fontello&#8217; title=&#8217;5) Fase de prova e impugna\u00e7\u00e3o&#8217; link=&#8221; linktarget=&#8221; color=&#8217;theme-color&#8217; custom_title=&#8221; custom_content=&#8221;]Impugnamos documentos fr\u00e1geis e requeremos prova t\u00e9cnica quando necess\u00e1rio.[\/av_iconbox]<\/p>\n<p>[av_iconbox icon=&#8217;ue8c8&#8242; font=&#8217;entypo-fontello&#8217; title=&#8217;6) Senten\u00e7a: nulidade, devolu\u00e7\u00e3o e danos morais&#8217; link=&#8221; linktarget=&#8221; color=&#8217;theme-color&#8217; custom_title=&#8221; custom_content=&#8221;]Buscamos decis\u00e3o final com restitui\u00e7\u00e3o e indeniza\u00e7\u00e3o conforme o caso.[\/av_iconbox]<\/p><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='cta-whatsapp' class='avia-section main_color avia-section-70px 0 avia-no-shadow avia-bg-style-scroll  avia-builder-el-30  el_after_av_section  el_before_av_section   container_wrap sidebar_right' style='background-color: #0a7c3a;  '  ><div class='container' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-1138'><div class='entry-content-wrapper clearfix'>\n<div class=\"flex_column av_one_full  flex_column_div first  avia-builder-el-31  avia-builder-el-no-sibling  \" ><p><div style='padding-bottom:10px; font-size:34px;' class='av-special-heading av-special-heading-h2 custom-color modern-centered  avia-builder-el-32  el_before_av_button  avia-builder-el-first  av-inherit-size '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Quer parar os descontos e recuperar seu dinheiro?<\/h2><div class ='av-subheading av-subheading_below  ' style='font-size:16px;'><p>Clique no bot\u00e3o abaixo e fale direto no WhatsApp.<\/p>\n<\/div><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div><br \/>\n<div class='avia-button-wrap avia-button-center  avia-builder-el-33  el_after_av_heading  el_before_av_hr '><a href='https:\/\/wa.me\/557331980992?text=Ol\u00e1!%20Tenho%20desconto%20indevido%20no%20meu%20benef\u00edcio%20e%20quero%20orienta\u00e7\u00e3o%20jur\u00eddica.'  class='avia-button   avia-icon_select-yes-left-icon avia-color-custom avia-size-x-large avia-position-center '  style='background-color:#ffffff; border-color:#ffffff; color:#0a7c3a; ' ><span class='avia_button_icon avia_button_icon_left ' aria-hidden='true' data-av_icon='\ue802' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >Atendimento no WhatsApp<\/span><\/a><\/div><br \/>\n<div style='height:15px' class='hr hr-invisible   avia-builder-el-34  el_after_av_button  el_before_av_textblock '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock  '   itemprop=\"text\" ><p style=\"text-align:center;color:#ffffff;margin:0;opacity:.95;\">\n<strong>WhatsApp:<\/strong> (73) 3198-0992<\/p>\n<\/div><\/section><\/p><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='disclaimer' class='avia-section main_color avia-section-40px 0 avia-no-shadow avia-bg-style-scroll  avia-builder-el-36  el_after_av_section  avia-builder-el-last   container_wrap sidebar_right' style='background-color: #ffffff;  '  ><div class='container' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-1138'><div class='entry-content-wrapper clearfix'>\n<div class=\"flex_column av_one_full  flex_column_div first  avia-builder-el-37  avia-builder-el-no-sibling  \" ><section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock  '   itemprop=\"text\" ><p style=\"font-size:14px;opacity:.85;\">\n<strong>Aviso importante:<\/strong> Este conte\u00fado \u00e9 informativo e n\u00e3o substitui a an\u00e1lise individual do caso. Cada situa\u00e7\u00e3o depende de documentos e provas espec\u00edficas.<\/p>\n<\/div><\/section><\/div>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='after_section_8' class='main_color av_default_container_wrap container_wrap sidebar_right' style=' '  ><div class='container' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-1138'><div class='entry-content-wrapper clearfix'>\n","protected":false},"excerpt":{"rendered":"<p>Fraude em empr\u00e9stimo consignado no INSS \u00e9 mais comum do que parece e pode comprometer diretamente a aposentadoria ou benef\u00edcio previdenci\u00e1rio. Muitos aposentados e pensionistas descobrem descontos que nunca autorizaram, contratos inexistentes ou refinanciamentos realizados sem consentimento.<\/p>\n<p>Nesses casos, \u00e9 poss\u00edvel buscar judicialmente a nulidade do contrato, a suspens\u00e3o imediata dos descontos, a devolu\u00e7\u00e3o dos valores pagos \u2014 inclusive em dobro quando cab\u00edvel \u2014 e indeniza\u00e7\u00e3o por danos morais.<\/p>\n<p>A an\u00e1lise correta das provas e a estrat\u00e9gia jur\u00eddica adequada s\u00e3o fundamentais para proteger o benef\u00edcio e recuperar o preju\u00edzo sofrido.<\/p>\n","protected":false},"author":1,"featured_media":1139,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[28,30],"tags":[145,45,44,147,149,52,136,143,139,135,134,141,140,138,137,142,42,146,144],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/girardiadv.com.br\/inicio\/wp-content\/uploads\/2026\/02\/Fraude-em-emprestimo-INSS.png?fit=1920%2C1080&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paSEzW-im","jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/girardiadv.com.br\/inicio\/wp-json\/wp\/v2\/posts\/1138"}],"collection":[{"href":"https:\/\/girardiadv.com.br\/inicio\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/girardiadv.com.br\/inicio\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/girardiadv.com.br\/inicio\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/girardiadv.com.br\/inicio\/wp-json\/wp\/v2\/comments?post=1138"}],"version-history":[{"count":3,"href":"https:\/\/girardiadv.com.br\/inicio\/wp-json\/wp\/v2\/posts\/1138\/revisions"}],"predecessor-version":[{"id":1143,"href":"https:\/\/girardiadv.com.br\/inicio\/wp-json\/wp\/v2\/posts\/1138\/revisions\/1143"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/girardiadv.com.br\/inicio\/wp-json\/wp\/v2\/media\/1139"}],"wp:attachment":[{"href":"https:\/\/girardiadv.com.br\/inicio\/wp-json\/wp\/v2\/media?parent=1138"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/girardiadv.com.br\/inicio\/wp-json\/wp\/v2\/categories?post=1138"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/girardiadv.com.br\/inicio\/wp-json\/wp\/v2\/tags?post=1138"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}